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Начался учебный год, и детям в школах каждый день приходится запоминать больше, чем взрослые узнают иногда за целый год. На сайте вы найдете всю нужную информацию для выполнения домашнего задания и сможете лучьше подготовиться к школе.

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Banking

   What am I going to do after school or university? Maybe I should consider a job in the world of banking. There's a surprisingly wide range to choose from — for example, I could work for a high-street bank. Let us see what's what and who's who. If to take the roof off a high-street bank, one can reveal that lots of people work behind the scenes in banks. There's the clerical staff (sometimes called bank clerks), and their job includes sorting cheques, making sure that each customer receives a statement of his/ her account each month, keeping detailed up-to-date records of all bank's business.
   The Enquiries, Desk. This is where you go if you need advice about the bank's services.
   The Manager. This is the person in charge of the bank. She or he: (a) gives customers advice about their finances, (b) makes sure that the bank and its staff are working properly.
   The Small-Business Adviser. Banks provide a wide range of services to their customers. This includes advice for people with small businesses. "How do I start a business?" "How much money can I afford to borrow?" "How do I plan ahead to make my business successful?" These are questions like these, which the small-business adviser is there to answer.
  The Bank's Computer System. Modem Banks keep all their financial data in computers. This makes it possible to check and provide information at the touch of button.
   The Foreign Exchange Desk. This is where you go to buy or sell foreign currency.
   The Vault. Money, important documents and valuable objects (e.g. paintings, jewellery) are kept here. Vaults have very thick walls and strong, steel doors with complex locks.
   Video Camera. Security is vital in banks. That's why many of them use video cameras these days. They can't stop robberies, but can film the robbers.
   The Cash Dispenser Machine. You need money but the bank's closed? No problem — use the cash dispenser machine. All you have to do is: (a) put your cash-card into the machine, (b) tap in your personal identification number and the amount of money you want. A few seconds later the money appears. Thanks to machines like these, many banks are now open 24 hours a day.
   The Night-Safe. Shopkeepers and business people often can't get to the bank until it's closed. What do they do with money they've earned that day? They put in the night-safe — a strong metal box in the wall of the bank, which can be unlocked with a special key.
   So, money is an important part of everyday life. These days, money is hi-tech (modern, well-designed and sophisticated). We have notes and coins, which are specially made. We use credit cards. Banks and stock-exchanges can move millions at a touch of a button.
   So, money is universal — but why? The answer is very simple. Without it trade would be impossible, and people in any society need to exchange goods in order to survive.

Банковское дело

   Что я собираюсь делать после школы или университета? Возможно, мне следует подумать о работе в банковском мире. Существует удивительно широкий диапазон для выбора. Например, я могу работать в коммерческом банке. Давайте посмотрим, что есть что и кто есть кто. Если снять занавес с коммерческого банка, можно увидеть, что большое количество людей в банках работает как бы за сценой. Имеется конторский штат (иногда называемый служащими банка), и их работа включает сортировку чеков, обеспечение того, чтобы каждый клиент получал каждый месяц финансовый отчет по своему счету, ведение подробных отчетов по бизнесу всего банка, соответствующих современным требованиям.
   Информационное окно. Сюда Вы идете, если Вам нужен совет по поводу банковских услуг.
   Менеджер. Это человек, ответственный за банк. Она или он: (а) дает совет клиентам относительно их финансов, (б) следит, чтобы банк и его штат работали должным образом.
   Советник по малому бизнесу. Банки обеспечивают широкий диапазон услуг своим клиентам. Сюда входит консультация для людей, имеющих малые предприятия. «Как создать малое предприятие?» «Сколько денег можно позволить себе брать в долг?» «Как осуществить перспективное планирование, чтобы сделать бизнес успешным?» На подобные вопросы и должен дать ответ советник по малому бизнесу.
   Компьютерная система банка. Современные банки хранят все свои финансовые данные в компьютерах. Это делает возможным проверять и предоставлять информацию одним касанием кнопки.
   Окно обмена валюты. Здесь Вы покупаете или продаете иностранную валюту.
   Хранилище. Деньги, важные документы и ценные предметы (например картины, драгоценности) хранятся здесь. Хранилища имеют очень толстые стены и крепкие стальные двери со сложными замками.
   Видео камера. Безопасность жизненно необходима в банках. Именно поэтому многие из них используют сегодня видео камеры. Они не могут остановить грабежи, но могут снять на пленку грабителей.
   Автомат для выдачи наличных (банкомат). Вам нужны деньги, а банк закрыт? Никаких проблем — воспользуйтесь автоматом для выдачи наличных. Все, что Вам нужно сделать, — это: (а) поместить вашу карточку для получения наличных в машину, (б) набрать ваш персональный идентификационный номер и сумму денег, которую Вы хотите. Через несколько секунд появятся деньги. Благодаря подобным автоматам многие банки теперь открыты 24 часа в сутки.
   Ночной сейф. Владельцы магазинов и деловые люди часто не могут попасть в банк, пока он открыт. Что они делают с деньгами, которые они заработали за день? Они помещают их в ночной сейф — крепкий металлический ящик в стене банка, который может быть открыт специальным ключом.
   Таким образом, деньги — важная часть каждодневной жизни. На современном этапе деньги — это высокие технологии (они современны, хорошо разработаны и сложны). Мы имеем банкноты и монеты, которые сделаны по-особому. Мы пользуемся кредитными карточками. Банки и фондовые биржи могут перемещать миллионы одним нажатием кнопки.
   Таким образом, деньги универсальны, но почему? Ответ очень прост. Без них торговля была бы невозможна, а людям в любом обществе необходимо обмениваться товарами, чтобы выжить.


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